CNG, or Compressed Natural Gas, is a famous alternative fuel option for cars because of its cost-effectiveness and eco-friendliness. If you own a CNG-fitted car, it is essential to ensure the best car insurance coverage tailored to your vehicle’s specific needs.
Your insurance policy must offer protection against various potential risks like accidents, theft, or damage to the CNG kit, etc., so that you enjoy the benefits of this environmentally friendly fuel.
Let’s discuss how you can buy the best CNG auto insurance policy.
Types Of CNG Auto Insurance Available
Third-Party Car Insurance
A third-party CNG car insurance covers you against liabilities to third parties for death, injuries, and property damage when your four-wheeler is involved in an accident. It is important to note that third-party car insurance for commercial vehicles is a legal requirement for all car owners according to the Motor Vehicles Act.
Standalone Own Damage Policy
The own damage insurance plan protects against CNG car damages caused by fire, natural calamities, accidents and theft. Own-damage CNG auto insurance offers flexible coverage options and add-on covers, allowing you to tailor the plan according to your requirements and budget.
Comprehensive Car Insurance
Comprehensive CNG car Insurance offers the most extensive coverage. It combines own-damage protection with third-party liability and optionally includes add-on covers like nil depreciation car insurance. It covers almost all forms of losses and damages, including natural disasters, accidents and theft, along with liabilities to third parties, under one policy.
Steps To Buy Car Insurance For CNG Cars
Follow the below process to buy a CNG auto insurance policy online from your chosen insurance provider-
- Visit the site of your preferred insurance provider. Go to the car insurance page and enter the mobile number, car registration number, and email ID. Click ‘View Prices’.
- Select the discounts, add-ons (voluntary deductibles/anti-theft devices) and IDV (Insured Declared Value) given.
- From the different options, select the CNG car insurance policy you want to purchase online. Click ‘Buy Now.’
- The screen will display all the information about the CNG auto insurance policy, including the insurance premium breakdown. Review and verify all the details, then click ‘Next.’
- After verifying the information displayed on the screen, click ‘Proceed to Pay’ to purchase the CNG car insurance policy online. Choose the payment mode and pay.
- A soft copy of the CNG auto insurance plan will be sent to your email address.
Tips To Choose The Best CNG Car Insurance Policy
- Only choose the necessary add-on covers to avoid exorbitant CNG auto insurance prices.
- Use online CNG car insurance calculators to compare features and premiums across different policies.
- Check the testimonials and customer reviews, focusing on aspects like claim settlement, customer service and overall satisfaction.
- Review the CNG car insurance provider’s claim process for efficiency and simplicity. Look for a quick and straightforward claim settlement process that reduces hassle during stressful times.
To Wrap It Up
CNG is a cheaper alternative to regular diesel or petrol and much more eco-friendlier. Additionally, vehicles running on CNG often enjoy lower operating costs, making it an attractive option for budget and environmentally-conscious drivers alike.
Given its benefits for both your fuel budget and the environment, consider installing a CNG kit in your four-wheeler and insure it with the best CNG auto insurance as soon as possible.